:root{
  /* Insura arculat */
  --cyan:#5B4AE0;          /* elsődleges márkaszín */
  --cyan-deep:#4436B8;     /* sötétebb árnyalat: hover, átmenet */
  --cyan-ink:#4436B8;      /* szövegben olvasható kék */
  --navy:#1e1c2e;
  --green:#6E5DF0;         /* Pantone 360 C – másodlagos */
  --green-cta:#5B4AE0;     /* gombtöltés, kontraszt miatt egy fokkal mélyebb */

  /* felület */
  --paper:#f1f1f6;
  --white:#fff;
  --ink:#23232e;
  --ink-soft:#5f5f6c;
  --line:#e0e0e8;

  /* MilEszt-Finance arculat (csak az átvezető blokkban) */
  --finance-red:#8e2b26;   /* MilEszt-Group alapvörös */
  --finance-gold:#bc986d;  /* Finance arany */

  --shadow:0 6px 18px rgba(30,28,46,.10);
  --shadow-lg:0 18px 44px -22px rgba(30,28,46,.45);
  --radius:6px;
  --wrap:1140px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}

body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:"Figtree",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}

h1,h2,h3{margin:0;line-height:1.18;font-weight:700}
.hero h1{font-weight:400}
.hero h1 strong{font-weight:800}
h1{letter-spacing:-.01em}

a{color:var(--cyan-ink)}

.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}

.eyebrow{
  font-family:"IBM Plex Mono",ui-monospace,monospace;
  font-size:12px;letter-spacing:.16em;text-transform:uppercase;
  color:var(--cyan);margin:0 0 14px;
}

/* ---------- fejléc ---------- */
.topbar{background:var(--white);border-bottom:1px solid var(--line)}
.topbar .wrap{
  display:flex;align-items:center;justify-content:space-between;
  gap:18px;min-height:74px;flex-wrap:wrap;padding-top:10px;padding-bottom:10px;
}
.brand{text-decoration:none;color:var(--ink);display:block}
.brand-name{
  font-weight:800;font-size:24px;letter-spacing:-.03em;color:var(--ink);
  display:block;line-height:1.1;
}
.brand-name span{color:var(--cyan)}
.brand-sub{display:block;font-size:13px;color:var(--ink-soft);margin-top:2px}
.topbar-contact{display:flex;gap:22px;flex-wrap:wrap;align-items:center;font-size:15px}
.topbar-contact a{color:var(--ink);text-decoration:none;white-space:nowrap}
.topbar-contact a:hover{color:var(--cyan)}
.topbar-contact .mono{font-family:"IBM Plex Mono",monospace;font-size:15px;font-weight:500}
.topbar .btn{padding:12px 22px;font-size:15px}
.topbar-contact a.btn{color:#fff}
.topbar-contact a.btn:hover{color:#000}

/* ---------- hero ---------- */
.hero{
  background:
    radial-gradient(110% 120% at 82% 0%, rgba(255,255,255,.20), transparent 60%),
    linear-gradient(155deg,#7264F2 0%, #5B4AE0 55%, #4436B8 100%);
  color:#fff;padding:66px 0 128px;position:relative;
}
.hero .eyebrow{color:#dedafb}
.hero h1{font-size:clamp(33px,5.2vw,56px);max-width:17ch}
.hero h1 strong{font-weight:700}
.hero-lead{max-width:54ch;margin:20px 0 0;font-size:19px;color:#eae7fd;font-weight:300}
.hero-facts{
  list-style:none;display:flex;flex-wrap:wrap;gap:10px 28px;margin:30px 0 0;padding:0;
  font-family:"IBM Plex Mono",monospace;font-size:13px;color:#eae7fd;
}
.hero-facts li{display:flex;align-items:center;gap:9px}
.hero-facts li::before{
  content:"";width:12px;height:13px;background:#fff;flex:none;
  clip-path:polygon(50% 0,100% 25%,100% 75%,50% 100%,0 75%,0 25%);
}

/* ---------- termékválasztó (signature) ---------- */
.picker{margin-top:-92px;position:relative;z-index:2}
.picker-shell{
  background:var(--white);border-radius:var(--radius);
  box-shadow:var(--shadow-lg);overflow:hidden;
}
.picker-head{padding:24px 26px 0}
.picker-head h2{font-size:24px}
.picker-head h2 strong{font-weight:700}
.picker-head p{margin:6px 0 0;color:var(--ink-soft);font-size:15px}

.tabs{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;padding:18px 26px 24px}
.tab{
  appearance:none;cursor:pointer;text-align:left;
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  padding:15px 15px;font-family:inherit;color:var(--ink);
  transition:border-color .18s,box-shadow .18s,background .18s,color .18s;
}
.tab:hover{border-color:var(--cyan);box-shadow:var(--shadow)}
.tab .tab-key{
  font-family:"IBM Plex Mono",monospace;font-size:11px;letter-spacing:.14em;
  text-transform:uppercase;color:var(--ink-soft);display:block;margin-bottom:5px;
}
.tab .tab-name{font-weight:700;font-size:17px;display:block;line-height:1.2}
.tab[aria-selected="true"]{background:var(--cyan);border-color:var(--cyan);color:#fff}
.tab[aria-selected="true"] .tab-key{color:#dedafb}
.tab:focus-visible{outline:3px solid var(--cyan-deep);outline-offset:2px}

.panel{
  border-top:1px solid var(--line);
  padding:30px 26px 32px;
  display:grid;grid-template-columns:1.15fr .85fr;gap:34px;
}
.panel[hidden]{display:none}
.panel h3{font-size:28px;margin-bottom:12px}
.panel h3 strong{font-weight:700}
.panel .lead{margin:0 0 18px;color:var(--ink-soft)}
.panel ul{margin:0;padding-left:0;list-style:none}
.panel li{margin-bottom:8px;padding-left:24px;position:relative}
.panel li::before{
  content:"";position:absolute;left:0;top:9px;width:11px;height:12px;background:var(--cyan);
  clip-path:polygon(50% 0,100% 25%,100% 75%,50% 100%,0 75%,0 25%);
}

/* adatlap-sáv */
.specs{
  border:1px solid var(--line);border-radius:var(--radius);
  background:#f7f7fb;padding:18px 20px;align-self:start;
}
.spec{
  display:grid;grid-template-columns:118px 1fr;gap:12px;
  padding:11px 0;border-bottom:1px dashed var(--line);font-size:15px;
}
.spec:last-of-type{border-bottom:0}
.spec dt{
  font-family:"IBM Plex Mono",monospace;font-size:11px;letter-spacing:.12em;
  text-transform:uppercase;color:var(--ink-soft);padding-top:3px;
}
.spec dd{margin:0}

/* gombok – az Insura zöld CTA-ját viszi tovább */
.btn{
  display:inline-flex;align-items:center;gap:10px;
  background:var(--green-cta);color:#fff;text-decoration:none;
  font-weight:700;font-size:16px;letter-spacing:.04em;text-transform:uppercase;
  padding:15px 28px;border-radius:var(--radius);
  transition:background .18s,transform .18s;
}
.btn:hover{background:var(--green);transform:translateY(-1px)}
.btn:focus-visible{outline:3px solid var(--cyan-deep);outline-offset:3px}
.btn .arrow{font-family:"IBM Plex Mono",monospace;text-transform:none}
.btn-cyan{background:var(--cyan-deep)}
.btn-cyan:hover{background:var(--cyan)}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:22px}
.btn-note{margin:12px 0 0;font-size:13px;color:var(--ink-soft);font-family:"IBM Plex Mono",monospace}

/* tipp-sáv – a kalkulátorban lévő zöld pipához igazítva */
.tip{
  display:flex;gap:13px;align-items:flex-start;
  background:#efedfd;border-left:3px solid var(--green);
  border-radius:var(--radius);padding:14px 16px;margin-top:20px;font-size:15px;
}
.tip-check{
  flex:none;width:26px;height:26px;border-radius:5px;background:var(--green);
  display:flex;align-items:center;justify-content:center;margin-top:1px;
}
.tip-check svg{width:15px;height:15px;fill:none;stroke:#fff;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}
.tip p{margin:0;color:var(--ink)}
.tip strong{font-weight:700}

/* ---------- szekciók ---------- */
section{padding:64px 0}
.section-head{max-width:60ch;margin-bottom:36px}
.section-head h2{font-size:clamp(27px,3.6vw,38px)}
.section-head h2 strong{font-weight:700}
.section-head p{margin:14px 0 0;color:var(--ink-soft)}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:s}
.step{background:var(--white);border-radius:var(--radius);padding:28px 26px;box-shadow:var(--shadow)}
.step::before{
  counter-increment:s;content:counter(s);
  display:flex;align-items:center;justify-content:center;
  width:52px;height:58px;margin-bottom:16px;
  background:linear-gradient(160deg,var(--cyan),var(--cyan-deep));
  clip-path:polygon(50% 0,100% 25%,100% 75%,50% 100%,0 75%,0 25%);
  color:#fff;font-size:22px;font-weight:700;
}
.step h3{font-size:21px;font-weight:700;margin-bottom:8px}
.step p{margin:0;color:var(--ink-soft);font-size:16px}

/* MilEszt-Finance átvezetés – itt a Finance arculata jelenik meg */
.finance{
  background:linear-gradient(158deg,#9c332c 0%, var(--finance-red) 48%, #6d1f1b 100%);
  color:#f7ece1;border-radius:var(--radius);
  padding:42px 38px;display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center;
  border-top:4px solid var(--finance-gold);
}
.finance .eyebrow{color:var(--finance-gold)}
.finance h2{color:#fff;font-size:clamp(25px,3vw,33px)}
.finance h2 strong{font-weight:700;color:var(--finance-gold)}
.finance p{color:#eeddcd;margin:14px 0 0}
.finance .btn{background:var(--finance-gold);color:#3a1512}
.finance .btn:hover{background:#d3b088}
.finance ul{margin:0;padding:0;list-style:none;font-family:"IBM Plex Mono",monospace;font-size:14px;color:#f7ece1}
.finance ul li{padding:9px 0;border-bottom:1px dashed rgba(188,152,109,.45)}
.finance ul li:last-child{border-bottom:0}

/* GYIK */
.faq{max-width:820px}
details{border-bottom:1px solid var(--line);padding:4px 0}
summary{
  cursor:pointer;list-style:none;padding:16px 36px 16px 0;position:relative;
  font-weight:700;font-size:18px;
}
summary::-webkit-details-marker{display:none}
summary::after{
  content:"+";position:absolute;right:6px;top:13px;
  font-family:"IBM Plex Mono",monospace;font-size:24px;color:var(--cyan);transition:transform .2s;
}
details[open] summary::after{content:"–"}
summary:focus-visible{outline:3px solid var(--cyan-deep);outline-offset:2px}
details p{margin:0 0 18px;color:var(--ink-soft);max-width:70ch}

/* kapcsolat */
.contact{
  background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);
  padding:38px;display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center;
}
.contact h2{font-size:29px}
.contact h2 strong{font-weight:700}
.contact p{color:var(--ink-soft)}
.contact-list{list-style:none;margin:0;padding:0}
.contact-list li{padding:12px 0;border-bottom:1px dashed var(--line)}
.contact-list li:last-child{border-bottom:0}
.contact-list .k{
  font-family:"IBM Plex Mono",monospace;font-size:11px;letter-spacing:.13em;
  text-transform:uppercase;color:var(--ink-soft);display:block;
}
.contact-list a{font-weight:700;text-decoration:none;font-size:18px;color:var(--cyan-ink)}
.contact-list a:hover{text-decoration:underline}

/* lábléc */
footer{background:var(--navy);color:#c7c7d2;padding:48px 0 34px;font-size:15px}
footer a{color:#fff;text-decoration:none;border-bottom:1px solid var(--green)}
footer a:hover{color:var(--green);border-bottom-color:var(--green)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px;margin-bottom:30px}
.foot-grid h3{
  font-size:12px;font-family:"IBM Plex Mono",monospace;letter-spacing:.14em;
  text-transform:uppercase;color:var(--cyan);margin-bottom:12px;font-weight:500;
}
.foot-grid ul{list-style:none;margin:0;padding:0}
.foot-grid li{margin-bottom:8px}
.foot-brand{font-weight:700;font-size:22px;color:#fff;text-decoration:none;border:0}
.foot-brand span{font-family:"IBM Plex Mono",monospace;font-weight:400;font-size:17px;color:var(--cyan)}
.brands{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(148px,1fr));
  align-items:center;justify-items:center;gap:24px 28px;
  margin:0 0 30px;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.12);
}
.brands > *{
  display:inline-flex;align-items:center;justify-content:center;
  height:56px;border:0;filter:grayscale(1);opacity:.5;
  transition:filter .2s,opacity .2s;
}
.brands > a:hover,.brands > a:focus-visible{filter:none;opacity:1}
.brands > a:focus-visible{outline:3px solid var(--cyan);outline-offset:6px;border-radius:4px}
.net-logo{display:block;height:52px;width:auto}
.wordmark{
  font-weight:700;font-size:21px;letter-spacing:-.02em;color:var(--c2,#fff);
  text-decoration:none;line-height:1;white-space:nowrap;
}
.wordmark span{color:var(--c)}
/* a footer a:hover szabálya erősebb, ezért kell külön kioltani */
.brands .wordmark,
.brands .wordmark:hover{color:var(--c2,#fff)}
.brands .wordmark span,
.brands .wordmark:hover span{color:var(--c)}
@media (max-width:520px){
  .brands{gap:20px}
  .net-logo{height:42px}
  .wordmark{font-size:18px}
  .brands > *{height:46px}
}
.legal{
  border-top:1px solid rgba(255,255,255,.15);padding-top:22px;
  font-size:13.5px;color:#9d9dab;line-height:1.6;
}

@media (max-width:900px){
  .panel,.finance,.contact,.foot-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .tabs{grid-template-columns:1fr 1fr}
  .hero{padding-bottom:118px}
}
@media (max-width:520px){
  body{font-size:16px}
  .tabs{grid-template-columns:1fr}
  .spec{grid-template-columns:1fr;gap:2px}
  .picker{margin-top:-78px}
  .finance,.contact{padding:26px 22px}
}
@media (prefers-reduced-motion:reduce){
  *{transition:none!important;scroll-behavior:auto!important}
  .tab:hover,.btn:hover{transform:none}
}


/* ---------- termék-aloldalak ---------- */
.hero.sub{padding:46px 0 34px}
.hero.sub h1{max-width:24ch}
.breadcrumb{
  font-family:"IBM Plex Mono",monospace;font-size:12px;letter-spacing:.08em;
  color:#dedafb;margin:0 0 16px;
}
.breadcrumb a{color:#dedafb;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.4)}
.breadcrumb a:hover{color:#fff}
.card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);padding:34px 36px}
.card h2{font-size:clamp(24px,3vw,32px);margin-bottom:14px}
.card h2 strong{font-weight:700}
.card p{color:var(--ink-soft)}
.card p:last-child{margin-bottom:0}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.prod-links{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:16px}
.prod-link{
  display:block;background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);
  padding:22px 24px;text-decoration:none;color:var(--ink);border-left:4px solid var(--cyan);
  transition:transform .18s,box-shadow .18s;
}
.prod-link:hover{transform:translateY(-2px);box-shadow:0 10px 26px rgba(30,28,46,.18)}
.prod-link b{display:block;font-size:19px;margin-bottom:4px;font-weight:700}
.prod-link span{font-size:15px;color:var(--ink-soft)}
@media (max-width:900px){.two-col{grid-template-columns:1fr}.card{padding:26px 22px}}


/* ---------- számlaprofil ---------- */
.profile-shell{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.profile-head{padding:26px 28px 4px}
.profile-head h2{font-size:24px}
.profile-head p{margin:6px 0 0;color:var(--ink-soft);font-size:15px}
.q{padding:18px 28px;border-bottom:1px solid var(--line)}
.q:last-of-type{border-bottom:0}
.q-label{
  display:block;font-family:"IBM Plex Mono",monospace;font-size:11px;letter-spacing:.13em;
  text-transform:uppercase;color:var(--ink-soft);margin-bottom:10px;
}
.q-opts{display:flex;flex-wrap:wrap;gap:9px}
.q-opts button{
  appearance:none;cursor:pointer;font-family:inherit;font-size:15px;font-weight:600;
  background:var(--white);color:var(--ink);border:1.5px solid var(--line);
  border-radius:999px;padding:9px 17px;transition:background .16s,border-color .16s,color .16s;
}
.q-opts button:hover{border-color:var(--cyan)}
.q-opts button[aria-pressed="true"]{background:var(--cyan);border-color:var(--cyan);color:#fff}
.q-opts button:focus-visible{outline:3px solid var(--cyan-deep);outline-offset:2px}

.result{border-top:1px solid var(--line);background:#faf9fe;padding:26px 28px 30px}
.result h3{font-size:20px;margin-bottom:6px}
.result .result-sub{color:var(--ink-soft);font-size:15px;margin:0 0 20px}
.res-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px}
.res-card{
  background:var(--white);border:1px solid var(--line);border-left:4px solid var(--line);
  border-radius:var(--radius-sm, 10px);padding:16px 18px;
}
.res-card.jo{border-left-color:#2e8b57}

.res-card.nem{border-left-color:#c0392b}
.res-badge{
  display:inline-block;font-family:"IBM Plex Mono",monospace;font-size:10.5px;letter-spacing:.12em;
  text-transform:uppercase;padding:3px 9px;border-radius:99px;margin-bottom:9px;
}
.res-card.jo .res-badge{background:#e4f3ea;color:#1d6b41}

.res-card.nem .res-badge{background:#fbe9e7;color:#9d2b20}
.res-card b{display:block;font-size:17px;margin-bottom:5px}
.res-card p{margin:0;font-size:15px;color:var(--ink-soft);line-height:1.55}
.result-note{margin:20px 0 0;font-size:13px;color:var(--ink-soft);font-family:"IBM Plex Mono",monospace;line-height:1.6}
@media (max-width:520px){.q,.profile-head,.result{padding-left:20px;padding-right:20px}}